Disclaimer

This publication is provided for informational purposes only and is not intended to be, and should not be taken as an offer or solicitation to buy or sell any securities or to invest in any investment strategy. The information in this publication is not investment advice and should not be relied on as the basis for any investment decision.

This presentation's views, thoughts, and opinions belong solely to the author. They do not necessarily indicate the views of Equity Focus FIL by Hermit (‘Hermit’), its management, its affiliates, or its employees. This presentation may contain forward-looking statements based on beliefs, assumptions, current expectations, estimates, and projections of the author or Hermit. Such statements are subject to risks and uncertainties that could materially cause actual results to differ.

Readers should consider any investment's investment objectives, risks, charges, and expenses carefully before investing. The author does not guarantee the accuracy or completeness of the information presented, which is subject to change without notice. The author is not responsible for any errors or omissions or the results obtained from using this information.

This publication does not consider any individual's investment objectives, financial situation, or specific needs. It should not be construed as legal, tax, investment, or other advice. The author recommends that investors seek independent financial and tax advice before making any investment decision.

Investments involve risks, including the loss of principal. The value of investments and their income can fluctuate, and investors may not receive the amount originally invested. Past performance is not necessarily indicative of future results.